The pos machine basically has various consumer places, but many of the friends don't know about the POS machine. The relationship between the credit card and the POS machine is not well understood. There are many misunderstandings~~ Today we will look at the Pos machine. What types of Pos machines are there? Where did the money for the card go?
1. What types of Pos machines are there?
At present, POS models on the market can be divided into: fixed POS, mobile POS, network POS, mobile POS.
Fixed POS, as the name suggests, is to have a network cable or telephone line network to brush; mobile POS, you can carry it with you, rely on the mobile phone communication card in the machine for networking; network pos machine, payment principle is to use the online mall virtual consumption, generate payment order link Through online banking payment or through other fast payment methods, the virtual credit card after the money to the third-party platform, and then settled to my account, the rate is not very high, it can be said that it is very safe; as for the mobile phone pos machine, divided into mobile phone external There are many licenses for equipment credit card machines and mobile phone pos machines. The security is yet to be verified.
POS machines actually have a classification, that is, capping machines and rate machines.
The capping machine is the same regardless of the handling fee. The common capping machine fee is 26 yuan/pen. The brushing fee of 5W and brushing 30W is 26 yuan.
The rate machine is that the bank card has an agreed rate. According to the different rates of the industry, the rate of the livelihood such as supermarket is 0.38%, and the rate of entertainment clubs such as leisure clubs and KTV is 1.25% to 1.25. For example, the fee for swiping 10,000 yuan is 125 yuan, the card is 10W yuan, and the handling fee is 1250 yuan.
2. Is the credit card derated and sealed, related to the POS machine?
The capped POS machine is used by the bank for the company to use for public collection. If it is used by individuals, it will be considered as cash. If it is used repeatedly, it will be derated or even sealed! But all the sets outside XX are basically operated by the capping machine, but they won't tell you. So, when your credit card is derated, blocked, or always unsuccessful, it may be related to the machine you often brushed.
3. Where did the money for the card go?
The money spent on the card is paid to the third-party payment company. The third-party payment company has a national payment license. The license needs a deposit of about 100 million yuan. This is a rigid rule. I believe everyone understands it. Nearly all pos machine receiving units in the market are third-party payment companies, including physical pos machines, network pos machines, and mobile phone pos machines.
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