POS machines often skip code? 0 rate and low rate are very different

Users who use hand brushes know that in the process of using the hand-brushing POS machine, in addition to the individual's attention to the time and amount of crediting, the biggest uncontrollable factor is the code hopping.

Generally speaking, the hand brush POS machines on the market are mainly divided into three categories: random merchants, self-selected industries, and self-selected merchants. The representative ones include Lakara (optional industry) and music brush (selected merchants).

No matter which type of POS machine has a certain probability of hopping, what kind of merchants will jump hopping generally? First of all, we must know that according to the stipulation of the UnionPay fee, all merchants are mainly divided into three categories: standard merchants. (Guidance rate 0.6%), Minsheng preferential rate (0.38%), public welfare rate (0 rate).

In this case, when the average user swipes the card, the payment is marked with the merchant's rate (about 0.6%), but the bill that is often brushed out is displayed as a non-standard household, then it is definitely a hopping code.

Jump codes are divided into multiple situations to be treated differently:

1. Jump to a standard merchant in a different place,

This situation usually occurs in county towns, third-tier cities and other places. Since most of the POS brand merchants are concentrated in major cities, some third-tier cities have fewer or no merchants, and this time there is a situation of jumping off the ground. Merchants in the same place are normal standard households, which does not affect the normal use of credit cards. However, if a POS machine has been jumping to a different location, even a standard merchant should not use it for a long time. Because this is suspected of illegally moving the machine, the pos machine on the hand may be frozen. Second, the credit card may receive a message indicating the risk. (Security risk, non-TX risk control).

2, jumping the people's livelihood preferential merchants,

The previous statement was called the people's livelihood merchants, and now it is called the preferential category, but everyone is used to calling it the "people's livelihood preferential class."

When we swipe the card, if we adjust this type of merchant, it is obviously the payment company "stealing the column". This type of hopping code is the most common. Basically, all hand brush pos machines have a certain proportion of them to jump here. But fortunately, we can avoid most of the code hopping by mastering the time of card swiping, the amount of money brushed, and the merchants selected.

Occasionally once or twice, don't worry.

3, jump 0 rate merchants

This is more serious. The 0-category merchants mainly include: social welfare organizations, medical pension institutions, and education and training institutions. For this type of merchant, UnionPay and the issuing bank do not charge any fees. When the user swipes the card, all the fees paid are all broken into the pocket of the payment company.

For all POS machines that skip 0 rates, it is best to find an after-sales agent to modify the channel. If the agent is unable to provide services, you should stop using the brand pos machine in time.